<!--
BODY {
SCROLLBAR-FACE-COLOR: #000000; SCROLLBAR-HIGHLIGHT-COLOR: #000000; SCROLLBAR-SHADOW-COLOR: #FFFFFF; SCROLLBAR-3DLIGHT-COLOR: #FFFFFF; SCROLLBAR-ARROW-COLOR: white; SCROLLBAR-TRACK-COLOR: #000000; SCROLLBAR-DARKSHADOW-COLOR: #000000; cursor:url("smiley.ani"); }
.heading {	FONT-SIZE: 8pt; COLOR: #FFFFFF; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif   }
p {	FONT-SIZE: 8pt; COLOR: #bb0000; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif  }
a:link, a:visited, a:active, a:hover {  text-decoration:none; cursor:url(smiley.cur)   }
-->